Posted: May 14th, 2025

Should investors value Lending Club as a marketplace

The Lending Club is a public company In the P2P space.  The case explores the history and follows the path of the founder and the company before and after its IPO.  The case explores the challenges in operating a fin-tech company and growing and scaling its operations.  

Lending

Consider questions for your 2-page report using the questions below as a guide.  Your report should be in the form of a consultant’s report, not simply a Q&A.  

Questions: Lending Club

1. Describe its business model. What are the factors that determine whether the Lending Club will be profitable?
2. Should investors value the company as a marketplace technology or specialty finance company? Why?  
3. Explain why lenders can obtain a higher interest rate than investing their money in a bank.