MHD 541 Module 3 CA

One of the chief objections to the enforcement of mental health parity laws is the fear voiced by managed care providers and others that giving generous unlimited benefits for mental health treatment will result in enormous increases in operating costs and ultimately in the premiums and other expenses charged to the consumer.

Research this question on the Internet and in the CyberLibrary. Pretend that you are preparing a report for the worried CFO of a small managed care provider. To what degree are these concerns based in reality? What about the issue of malingering…feigning mental illness for some type of financial benefits? What are the base-rates for malingering by feigning physical illness and injury? Is there any reason to believe that providing parity in mental health coverage will promote more malingering?