various reforms in Australia

1. several banking reforms have been introduced in the banking industry in Australia in the last five years. outline the various reforms in Australia.

2. at least 8 references from IMPORTANT WEBSITES include: RBA, APRA, BASEL, IMF, Australia government and such others.

3. must use the TEXT BOOK , Sathye, M; BartIe,J and R, Boffey (2013) Credit Analysis and Lending Management,(3rd Edition, Tilde University Press, Wctoria.”